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UID:6ae221a4c06d2@coresight.com
DTSTAMP:20261028T162404Z
DTSTART:20261106T110000Z
DTEND:20261106T113000Z
SUMMARY:US Consumer Credit and Buy Now, Pay Later—Capturing the Aging Opportunity: Premium Member Call
DESCRIPTION:ABOUT THIS CALL\n\nUS consumer debt is aging, but buy now, pay later (BNPL) remains a younger consumer phenomenon. While older Americans are adding debt at the fastest pace across most credit categories, BNPL adoption continues to skew toward younger shoppers. What is driving this divide, and where do the next opportunities for growth lie?\n\n\n\nJoin Coresight Research for an exclusive Premium Member Call exploring the changing demographics of US consumer credit and the opportunities emerging for BNPL providers, retailers and financial services companies.\n\n\n\nDrawing on our latest proprietary consumer survey data, we will examine why BNPL usage peaks at 46.8% among consumers aged 18–29 but falls to just 14.3% among those over 60. Our research suggests that this gap reflects consumer preferences rather than limited access to traditional credit, pointing to an opportunity to expand BNPL adoption among older consumers.\n\n\n\nWe will also explore how BNPL adoption varies by income, why higher-income consumers are increasingly using BNPL for bigger-ticket purchases and how changing interest rates could influence adoption. With BNPL revenues growing faster than the broader consumer credit market, we will examine the opportunities for retailers and providers to capture demand across new demographics and spending categories.\n\n\n\nWhat We Will Discuss\n\n\n\n 	Why older consumers are driving US consumer debt growth while BNPL adoption remains concentrated among younger age groups.\n\n 	How consumer preferences are creating opportunities to expand BNPL adoption among older consumers.\n\n 	Why higher-income consumers are increasingly using BNPL for occasional, big-ticket purchases.\n\n 	How BNPL is outperforming the broader consumer credit market and what rising interest rates could mean for future adoption.\n\n 	What delinquency trends reveal about consumer credit health and emerging growth opportunities for retailers and BNPL providers.\n\n\n\nJoin John Mercer, Head of Global Research and Managing Director of Retail Research at Coresight Research, for this Member call on Friday, November 6.\n\n\n\nAbout Premium Member Calls:\n\n\n\n 	Direct access to our research team and industry experts\n\n 	Deep dives into emerging trends and market developments\n\n 	Actionable insights derived from our proprietary data and analysis\n\n\n\nThis event is exclusive to our premium members. Premium Member Calls are our weekly forum designed to foster collaboration and knowledge-sharing among Coresight Research clients. These sessions provide opportunities to discuss recent research findings, explore topical issues impacting the retail and technology sectors, and engage with major themes that are reshaping the industry landscape.\n\n Click Register above to secure your place.\n\nRegister Now - Click Register to join us. This event is exclusive to Coresight Research premium members.\n\n\n\nWe look forward to seeing you on the call.\n\n\n\nFor any questions, please contact us at contactus@coresight.com
LOCATION:Teams Webinar
URL:https://coresight.com/events/us-consumer-credit-and-buy-now-pay-later-capturing-the-aging-opportunity/
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